Therapy Session

Insurance & Benefits

Affordable Counselling and Mental Health services in Kitchener, Waterloo, Cambridge, and virtually throughout Ontario - covered by most private extended health insurance. 

Covered by most private insurance companies for individuals, couples, and students.

Will my sessions be covered by my insurance?


Great question! Right now, the Ontario Health Insurance Plan (OHIP) does not cover the cost of the services of a psychotherapist in private practice. The good news is that there are more and more private health insurance companies that offer coverage. Though the majority of insurance plans cover counselling with a Registered Psychotherapist or Registered Marriage and Family Therapist, we would encourage you to get in touch with your insurance provider to find out what mental health coverage is included in your benefits package. As we are not able to directly bill your insurance company, payment for the session comes from you first. We will provide you with an official receipt to submit to your insurance provider for reimbursement and/or for taxation purposes.




I'm a student at the University of Waterloo, do I have benefits?


Yes! You absolutely have benefits that are included in your tuition! Here's some information you need to know: Full-Time Undergraduate Students

  • Covered up to $800 per calendar year
  • Up to 80% coverage per visit
  • Physician referral no longer required
Click here to find out more about your coverage Full-Time Graduate Students
  • Covered $400 per calendar year
  • Up to 80% coverage per visit
  • Physician referral no longer required
Click here to find out more about your coverage




I'm a student at Wilfrid Laurier University, do I have benefits?


Yes! You absolutely have benefits that are included in your tuition! Here's some information you need to know: Full/Part-Time Undergraduate Students

  • Covered $800/policy year (September 1 – August 31)
  • 80% coverage per visit
Click here for more information about your coverage Full-Time Graduate Students
  • Covered $500/policy year (September 1 – August 31)
  • Up to $30 coverage per visit
Click here for more information about your coverage




I'm a student at the University of Guelph, do I have benefits?


Yes! You absolutely have benefits that are included in your tuition! Here's some information you need to know: Full/Part-Time Undergraduate Students

  • Covered $500/policy year
  • 80% coverage per visit
Click here for more information about your coverage Full-Time Graduate Students
  • Covered $500/policy year
  • 80% coverage per visit
Click here for more information about your coverage




I'm a student at Conestoga College, do I have benefits?


Yes! You absolutely have benefits that are included in your tuition! Here's some information you need to know: Full-Time Domestic & International Students

  • Covered $300 per policy year
  • Up to 70% coverage per visit
  • Physician referral required
Click here for more information about your coverage




Do you bill directly to my insurance provider?


No - at this time we are not able to directly bill your insurance provider. Payment is due in full at each session; at which point an official receipt will be issued to you. You may then use this receipt to file a claim through your health insurance provider.