Insurance & Benefits
Affordable Counselling and Mental Health services in Kitchener, Waterloo, Cambridge, and virtually throughout Ontario - covered by most private extended health insurance.
Covered by most private insurance companies for individuals, couples, and students.
Frequently asked questions
- 01
Great question! Right now, the Ontario Health Insurance Plan (OHIP) does not cover the cost of the services of a psychotherapist in private practice. The good news is that there are more and more private health insurance companies that offer coverage.
Though the majority of insurance plans cover counselling with a Registered Psychotherapist or Registered Marriage and Family Therapist, we would encourage you to get in touch with your insurance provider to find out what mental health coverage is included in your benefits package.
As we are not able to directly bill your insurance company, payment for the session comes from you first. We will provide you with an official receipt to submit to your insurance provider for reimbursement and/or for taxation purposes.
- 02
No, we currently cannot bill your insurance provider directly. Payment is required in full at each session, after which we will provide you with an official receipt. You can use this receipt to file a claim with your health insurance provider.
- 03
Yes, University of Waterloo students have health benefits included in their tuition. Full-Time Undergraduate Students are covered up to $800 per calendar year with up to 80% coverage per visit, and no physician referral is required. Full-Time Graduate Students are covered up to $400 per calendar year with up to 80% coverage per visit, and no physician referral is required. It is always best to contact your student association to confirm your health coverage.
- 04
Yes! You absolutely have benefits that are included in your tuition! Here's some information you need to know:
Full/Part-Time Undergraduate Students
Covered $800/policy year (September 1 – August 31)
80% coverage per visit
Click here for more information about your coverage
Full-Time Graduate Students
Covered $500/policy year (September 1 – August 31)
Up to $30 coverage per visit
Click here for more information about your coverage
It is always best practice to contact your student association to ensure that your health coverage is in place.
- 05
Yes! You absolutely have benefits that are included in your tuition! Here's some information you need to know:
Full/Part-Time Undergraduate Students
Covered $500/policy year
80% coverage per visit
Click here for more information about your coverage
Full-Time Graduate Students
Covered $500/policy year
80% coverage per visit
Click here for more information about your coverage
It is always best practice to contact your student association to ensure that your health coverage is in place.
- 06
Yes! You absolutely have benefits that are included in your tuition! Here's some information you need to know:
Covered $300 per policy year
Up to 70% coverage per visit
Physician referral required
Click here for more information about your coverage
It is always best practice to contact your student association to ensure that your health coverage is in place.