Question 1

Will my sessions be covered by my insurance?

Accepted Answer

Great question! Right now, the Ontario Health Insurance Plan (OHIP) does not cover the cost of the services of a psychotherapist in private practice. The good news is that there are more and more private health insurance companies that offer coverage. 
 
Though the majority of insurance plans cover counselling with a Registered Psychotherapist or Registered Marriage and Family Therapist, we would encourage you to get in touch with your insurance provider to find out what mental health coverage is included in your benefits package. 
 
As we are not able to directly bill your insurance company, payment for the session comes from you first. We will provide you with an official receipt to submit to your insurance provider for reimbursement and/or for taxation purposes.

Question 2

Can you bill my insurance provider directly?

Accepted Answer

No, we currently cannot bill your insurance provider directly. Payment is required in full at each session, after which we will provide you with an official receipt. You can use this receipt to file a claim with your health insurance provider.

Question 3

Do University of Waterloo students have health benefits?

Accepted Answer

Yes, University of Waterloo students have health benefits included in their tuition. Full-Time Undergraduate Students are covered up to $800 per calendar year with up to 80% coverage per visit, and no physician referral is required. Full-Time Graduate Students are covered up to $400 per calendar year with up to 80% coverage per visit, and no physician referral is required. It is always best to contact your student association to confirm your health coverage.

Question 4

I'm a student at Wilfrid Laurier University, do I have benefits?

Accepted Answer

Yes! You absolutely have benefits that are included in your tuition! Here's some information you need to know: 
 
Full/Part-Time Undergraduate Students
 
 • Covered $800/policy year (September 1 – August 31)
 • 80% coverage per visit
Click here (https://www.studentvip.ca/frmpage.aspx?school_page_id=51165560-2c58-431d-964c-3003c66db816#parentverticaltab1|parentVerticalTab2)for more information about your coverage 
 
Full-Time Graduate Students
 • Covered $500/policy year (September 1 – August 31)
 • Up to $30 coverage per visit
Click here (http://www.studentcare.ca/View.aspx?locale=en&uid=WilfridLaurierUniversityGraduateStudentsAssociationGSA_Health_HealthCoverage_HealthPractitioners_Psychologists&)for more information about your coverage

It is always best practice to contact your student association to ensure that your health coverage is in place.

Question 5

I'm a student at the University of Guelph, do I have benefits?

Accepted Answer

Yes! You absolutely have benefits that are included in your tuition! Here's some information you need to know: 
 
Full/Part-Time Undergraduate Students
 
 • Covered $500/policy year 
 • 80% coverage per visit
Click here (https://www.mystudentplan.ca/uofguelph/en/mybenefits)for more information about your coverage 
 
Full-Time Graduate Students
 • Covered $500/policy year 
 • 80% coverage per visit
Click here (https://www.mystudentplan.ca/uofguelph/en/mybenefits)for more information about your coverage

It is always best practice to contact your student association to ensure that your health coverage is in place.

Question 6

I'm a student at Conestoga College, do I have benefits?

Accepted Answer

Yes! You absolutely have benefits that are included in your tuition! Here's some information you need to know:

• Covered $300 per policy year
 • Up to 70% coverage per visit
 • Physician referral required
Click here (http://studentcare.ca/rte/en/IHaveAPlan_CSI_Health_HealthCoverage_HealthPractitioners_Psychologists)for more information about your coverage

It is always best practice to contact your student association to ensure that your health coverage is in place.

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Insurance & Benefits

Affordable Counselling and Mental Health services in Kitchener, Waterloo, Cambridge, and virtually throughout Ontario - covered by most private extended health insurance.

Covered by most private insurance companies for individuals, couples, and students.